How to buy XRP
XRP (XRP) trades on 69 centralized exchanges with live markets; their combined 24-hour volume is $2.23B. Below are the general steps, where the coin trades and how to store it.
Crypto assets are high-risk: the price can fall sharply and you can lose all the money you put in. This is reference material, not a recommendation to buy or sell XRP. The decision is yours alone.
How to buy XRP: 5 steps
Choose an exchange
Pick an exchange where XRP trades (see the list below) and check that it operates in your country and is licensed or registered with your local regulator.
Sign up and verify
Create an account and complete identity verification (KYC): without it most exchanges do not accept deposits in fiat currency. Turn on two-factor authentication.
Fund your account
Deposit money by bank transfer, card or P2P, or send a stablecoin from another wallet. Compare the fees of each method before you pay.
Buy XRP
In the spot market choose a pair such as XRP/USDC and buy with a market or limit order. Futures and leverage are not buying the coin — they are high-risk trading.
Store it and protect the seed phrase
Coins on an exchange are the exchange's obligation to you. For long-term storage move XRP to your own wallet. Write the seed phrase down offline, never share it or type it into a website: whoever knows it controls the funds.
Where XRP trades
| Exchange | 24h volume | Pairs | Spread |
|---|---|---|---|
| CoinUp.io | $303.93M | XRP/USDT | 0.02 % |
| Binance | $172.64M | XRP/USDT, XRP/USDC, XRP/USD1 | 0.01 % |
| KuCoin | $147.64M | XRP/USDT, XRP/USDC | 0.01 % |
| Coinbase Exchange | $129.34M | XRP/USD, XRP/EUR | 0.02 % |
| Deribit Spot | $127.36M | XRP/USDC | 0.02 % |
| Bullish | $117.05M | XRP/RLUSD | 0.01 % |
| BTCC | $75.33M | XRP/USDT, XRP/USDC | 0.01 % |
| Kraken | $60.21M | XRP/USD, XRP/EUR, XRP/USDC | 0.01 % |
| Toobit | $56.89M | XRP/USDT | 0.01 % |
| OKX | $54.10M | XRP/USDT, XRP/USDC | 0.01 % |
| Gate | $50.89M | XRP/USDT | 0.02 % |
| WEEX | $45.94M | XRP/USDT | 0.01 % |
| Bybit | $44.29M | XRP/USDT, XRP/BTC | 0.01 % |
| OrangeX | $41.91M | XRP/USDT | 0.02 % |
| Tapbit | $41.89M | XRP/USDT, XRP/USDC | 0.04 % |
CoinGecko data: live markets of centralized exchanges only, without stale or anomalous tickers and DEXs, spread up to 2%, pair volume from $10K a day. Ordered by 24-hour volume; not a ranking or a recommendation. Data as of Nov 14, 2026, 04:48 PM UTC.
XRP networks and storage
Networks: XRP Ledger.
- XRP runs on its own XRP Ledger network: when withdrawing from an exchange, choose exactly this network.
- Deposits to an exchange on XRP Ledger often require a memo (destination tag). Without it the transfer may not be credited.
- XRP Ledger requires a minimum balance to stay on an address; keep it in mind when withdrawing everything.